An active elderly couple taking a hike to illustrate and article about the Medicare Open Enrollment deadline approaching, Getting Medicare beneficiaries ready for 2026, Abe Wischnia is a registered Medicare counselor for Consumer Rescue

Medicare open enrollment is closing soon. Are you prepared for 2026?

Sometimes fall can seem like it’s open season on Medicare beneficiaries. Insurance companies are after your money by raising costs, reducing benefits, and dropping covered drugs. And, of course, there are crooks who use this period to target you with Medicare scams.

If you’re on Medicare and want or need to watch your budget, pay attention. Now is the time to protect yourself.

Here’s what Medicare beneficiaries need to know to prepare for 2026.

Travel scams often target cruise passengers, cruisers fall for scams, tourist traps

8 travel scams cruise ship passengers need to watch out for now

Cruise ship passengers frequently contact Consumer Rescue after falling victim to scams during their travels. Unfortunately, by then it’s usually too late to do anything – except to tell their stories so others can avoid the same fate. 

Here are the eight most common travel scams you should know before your next cruise.

Norwegian Cruise Line passengers miss their cruise, bad weather led to a missed cruise, NCL refund rejection

We missed our Norwegian cruise ship. How do we get our $4,500 refund?

Norwegian Cruise Line passengers Shirley Russom and her friend Robert intended to sail to Alaska last May. Unfortunately, the weather had different plans for them. En route to the cruise, severe storms rolled into Denver, Colorado, during what was supposed to be a two-hour layover.

That layover morphed into an unexpected two-day detour, and the friends never made it to Seattle, where Norwegian Encore waited. The ship sailed to Alaska, and the devastated friends flew back home to South Carolina.

These Vrbo guests were snookered by a vacation rental bait and switch scheme in London, London vacation rental scam

Booked a $12,000 luxury Vrbo vacation rental – ended up in a flophouse. Help!

Joanne May and her extended family got a terrible surprise when they arrived in London. The luxurious eight-bedroom, six-bathroom Vrbo vacation rental May reserved for the group of 15 was suddenly unavailable. 

The rental host assured the family not to worry; he’d already moved them to a similar Vrbo nearby. Not only that, he claimed the new apartment was actually a complementary upgrade… it definitely wasn’t.