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This Carnival cruise ship passenger lost $3,556 to a Zelle scam

Cruise ship passengers beware: Never use Zelle to pay for a cruise, excursion or any other part of your vacation. If you do, you could end up like L. Williams, a former Carnival Cruise Line customer. 

A scammer pretending to be a cruise consultant tricked Williams into paying for her last cruise with Zelle. That set off a chain reaction that left her $3,556 in debt – and banned indefinitely from the cruise line.