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Fiascos and Fixes
The Consumer Rescue advocacy team resolves problems between consumers and the businesses that they patronize. We do this via direct mediation with companies — always free of charge.
These articles are the highlighted tales of our efforts to defend, protect, and educate consumers. Michelle Couch-Friedman is a consumer advocate, reporter and ombudsman columnist. She is also the founder of Consumer Rescue.
College student Shlome Goldenberg made a shockingly expensive but not at all uncommon, Zelle mistake recently. While attempting to repay a loan to a friend, he sent $2,500 to a complete stranger by accident. Worse, when he asked Chase Bank to refund the payment, he learned for the first time that voluntary Zelle transactions aren’t reversible.
Simon Khin is a victim of a scam aimed at international travelers. He’s sure of it. While touring a Balinese coffee plantation, he bought two small tins of fresh beans for $48. He didn’t think much about that purchase until several weeks later. That’s when his Capital One statement revealed that the merchant had actually charged his credit card $4,800.
But the worst was yet to come.
While jewelry shopping aboard Royal Caribbean’s Allure of the Seas, cruise passenger Robin White purchased a beautiful pair of earrings. The gems were to be shipped directly to her home in time for her wedding day, which was just weeks away.
Unfortunately, that didn’t happen, and White walked down the aisle in an alternative pair of earrings. So what happened to the $1,600 baubles that she bought?
Zelle users, beware: Scammers are aiming their sights right at you. It’s true – the money transfer service has quickly become the preferred method of thieves everywhere looking for instant cash. In fact, I receive daily pleas for help from bewildered victims of these Zelle scams.
Here are seven of the latest Zelle scams that you should know about in 2024.
What if you had to make a healthcare decision that could affect the rest of your life?
That’s not a hypothetical question if you’re 65 and about to go on Medicare. Every day another 10,000 Americans turn 65 and need to make critical decisions regarding how they structure their healthcare going forward.
But Medicare comes with complicated rules that can be confusing and can lead to problems if ignored or misunderstood. It’s important that you make informed choices.
Read on as I take you through a simplified Medicare 101.
Stepping up to the Swiss Air check-in counter at Newark International, Zivia Berkowitz didn’t expect any problems. She was excitedly on her way to join an expedition team to hike to the top of Mt. Kilimanjaro.
At least, that was the plan. But that isn’t what happened. Swiss Air denied boarding to Berkowitz – she says by mistake. So, instead of flying to Africa, she spent the night in an airport hotel scrambling to find last-minute replacement flights.
Few things are more important in a vacation rental than electricity. But when John Burns and his family arrived at their Parisienne houseboat Vrbo, they found it was missing that crucial element. So why won’t Vrbo refund their payment?
After Michael Foxhoven learned that Medicare covers shingles and Tdap vaccinations, he made appointments for both himself and his wife at their doctor’s office. Since they were due for a Covid booster, they figured they could also get that out of the way in the same visit.
But a few months after that appointment, Foxhoven got the sticker shock of his life. That’s when he received a $2,055 bill for the vaccinations that he thought Medicare would cover.
So why didn’t it?
The answer will probably surprise you.
Confusion remains high for the former customers of the bankrupt tour operator Vantage Deluxe World Travel. The legalese in each notification from the bankruptcy court invariably brings a new wave of bewilderment for those unsecured creditors. Unfortunately, that confusion has now reached a fever pitch.
Some of our cases get relegated to the dismissed file simply because of the attitude of the consumer. This Airbnb guest’s story was almost one of them.
Almost.
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© 2025 Consumer Rescue / Michelle Couch-Friedman
