Zelle scams often start with a phone call, This is an iphone on a tablet.

Zelle scams are on the rise. Could you fall for this one?

All types of Zelle scams are reported to the Consumer Rescue advocacy team every week. Blindsided victims reach out to us, minutes too late – after they’ve sent their cash to cunning thieves through the instant money transfer app. 

And although Zelle scams are a common theme with consumers who fill out our help form, it’s rare to hear from the thieves themselves. In fact, it’s unheard of. 

That is, until this week. That’s when a criminal called me posing as a Bank of America executive. He tried his best to scam me into using Zelle to fix a problem he said the bank had detected.

Consumer alert, gas station card skimmers warning, don't use debit card at gas station.

How did a gas station skimmer drain my prepaid debit card balance?

Danger could be lurking at the pumps of your local gas station in the form of a tiny card skimmer. These small, almost invisible devices quickly retrieve and store all of your card’s information as you make your payment. Then the “owner” of this illegal apparatus uses that data to extract whatever funds he can from your account. 

Sylvia Powers wishes someone had warned her about gas station skimmers before she swiped her prepaid American Express Bluebird debit card at the pumps. Unfortunately, her education on the topic came in the most unpleasant way – after a skimming device drained all her money from her Bluebird card. But she assumed that American Express would protect her against this fraud.

She assumed wrong.

This consumer got caught in an online shopping scam.

How did I lose the credit card dispute after this online shopping scam?

Before you do any more online shopping, you’ll want to read about the scam that just ensnared Susan Leipholtz. She paid an online “merchant” $129 through PayPal and received absolutely nothing in return. But getting blindsided by the internet thief wasn’t nearly as shocking as what happened next. That’s when Capital One sided with the scammer in her credit card dispute.

Could a hotel charge you a smoking fee even if you don't smoke? This hotel seems to think so.

How to get a surprise hotel smoking fee reversed? Like this

Getting a surprise hotel smoking fee reversed isn’t easy — even if you’re a non-smoker like Kelsey Russell. Or a determined consumer advocate. But it can be done. Here’s how.

Kelsey’s case is yet another story that illustrates a disturbing trend that seems to be developing in the franchise hotel industry. Increasingly, we’re receiving complaints from guests who say these branded properties have hit them with an array of surprising post-stay charges — no proof included. But, as you’ll see in this case, even when the hotel provides “evidence,”  it might just lead to more questions than answers.